Personal Car finance

Personal Car Finance & Loans for Consumers

A consumer car loan, often referred to as a secured loan is often used for personal car finance where the lender lends you the money to purchase the vehicle and in return takes security over the vehicle.

Tax benefits of a consumer loan

A consumer loan is a personal finance product, only normal tax deductions for depreciation and running costs can be claimed (on a pro-rate bases according to the percentage of use).

Features & Benefits
  • Fast approvals
  • Lower rates – using the car as security means that you will achieve a lower rate than an unsecured car loan / personal loan.
  • Flexible – - repayment terms between 1 – 7 years.
  • Weekly, monthly, fortnightly repayments.
  • Direct debit.
  • No deposit required.
  • Must be at least 18 years old.
  • Must provide 2 recent payslips.
  • Formal ID required.

For the best rates available for personal car finance, contact Southern Cross finance today.

Quick Quote

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Some of the assets that we finance include:

Agriculture Audio Visual equipment Bus & Coach Boats (Marine)
Butchery Equipment Coffee Machines Cars Cranes Concrete pumping eqip
Earth moving equip Forklifts Food processing equip Fitout (Hospitality & franchise)
Poker machines (Gaming) IT hardware Motor vehicles Mining equipment Medical equipment
Office equipment Photocopiers Point of sale systems Trucks & Trailers Telephone systems (VOIP & PABX) Vending machines