Business Car Finance

We know that running a business can be very stressful & time consuming, so we focus on making your business car finance experience easy, getting you on the road sooner.

Chattel Mortgage for Business

A chattel mortgage allows different types of businesses from sole traders to large companies to secure a loan against a motor vehicle. The motor vehicle is used as security. The vehicle needs to be used predominantly for business use to qualify for this type of finance. Please see our chattel mortgage page for more details.

Commercial Hire Purchase

A commercial Hire Purchase essentially means that a finance company buys a vehicle for a customer and then in turn grants the client use and custody of the motor vehicle. See our Commercial Hire Purchase page for more details.

Novated lease

A novated lease is an agreement where your employer leases a vehicle on your behalf. While you make the payments on towards the vehicle. This type of is more for businesses wanting to provide business car finance choices to their employees.

Low Doc Car Loans / Self Employed

A Low Doc Car Loan refers to when a person or company has limited documentation reflecting their current earning capacity. Certain limitations apply with these loans.

For the best rates available for business car finance, contact Southern Cross finance today.

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Rates from: 5.7%

Some of the assets that we finance include:

Agriculture Audio Visual equipment Bus & Coach Boats (Marine)
Butchery Equipment Coffee Machines Cars Cranes Concrete pumping eqip
Earth moving equip Forklifts Food processing equip Fitout (Hospitality & franchise)
Poker machines (Gaming) IT hardware Motor vehicles Mining equipment Medical equipment
Office equipment Photocopiers Point of sale systems Trucks & Trailers Telephone systems (VOIP & PABX) Vending machines